This site is owned and operated by NCT Media of 6 rue d’Armaillé, 75017 Paris, France, and is trading as a multi-brand publisher and education provider.

WEBSITE TERMS OF USE + REFUND POLICY

If you do not agree to the Terms of Use, discontinue using the site immediately! We do not seek to attract people looking for "get-rich-quick" schemes, unrealistic health hacks, or miracle cures—and strongly advise such individuals not to purchase our products. Due to the nature of our digital products and services across various industries (including but not limited to productivity, wellness, personal finance, business, investing, diet, and lifestyle), NCT Media protects its intellectual property from unauthorized redistribution and commercial misuse. We provide clear information on each sales page. If you have any questions about what you are purchasing, please contact hello@nctmedia.fr prior to completing your order.

GENERAL DIGITAL PRODUCT TERMS

Unless otherwise stated, all digital guides, PDFs, templates, and courses are non-refundable. This includes—but is not limited to—digital downloads, wellness guides, productivity frameworks, financial literacy products, and any other informational content created and distributed by NCT Media.

We offer no refunds once digital content has been accessed or downloaded, as per EU digital goods regulations.

If a specific product includes a conditional refund policy (such as eligibility based on completion criteria or satisfaction guarantees), it will be explicitly outlined on that product’s checkout page.

NO GUARANTEES OF RESULTS

NCT Media products are for educational purposes only. We do not guarantee outcomes—whether financial, physical, or otherwise. Success with our tools depends on your own effort, application, discipline, and context. Results will vary.

We do not sell business opportunities, health treatments, or investment advice. We are an educational content provider only. All testimonials represent personal experiences and are not indicative of guaranteed success.

RESTRICTIONS ON USE

All content produced by NCT Media is protected by copyright. You may not copy, distribute, alter, resell, or republish our materials without written consent.

Our products are intended for individual use only. Group or organizational use requires licensing.

LIABILITY

You agree to use our content at your own risk. NCT Media is not responsible for any loss, health issue, or damage resulting from the use or misuse of its materials.

ELIGIBILITY

You must be 18 years or older to purchase or access our products. If under 18, parental permission must be provided in writing to hello@nctmedia.fr

UPDATES TO TERMS

NCT Media reserves the right to modify these Terms & Conditions at any time. Updates will be posted on this page. Continued use of our site or products indicates your acceptance of the revised terms.

CONTACT US

For support, refund inquiries (where applicable), or legal questions, please contact:

hello@nctmedia.fr

NCT Media, 6 rue d’Armaillé, 75017 Paris, France